
Bac A Commercial Joint Stock Bank (Bab) was established in 1994. The bank operates mainly in the field of capital mobilization and credit lending. Bab became a public company in 2011. Bab is one of the medium-sized banks in Vietnam's commercial banking system. The bank's target customers are enterprises operating in the field of high-tech applications in agriculture, rural areas and supporting industries for the agricultural industry. In 2012, Bac A Bank successfully consulted for TH True Milk project. Bab is listed and traded on the Hanoi Stock Exchange (HNX) from March 2021.
BAB currently has a market capitalization of roughly VND 12.102 billion, placing it in the large-cap group on the Vietnamese stock market. Its current P/E of 10,1x is 33% below its own 8-year average (15x), suggesting the stock is trading cheaper than its historical norm. P/B stands at 0,9x, 29% below its multi-year average of 1,2x. Return on equity (ROE) is at 9,1%. On asset quality, the non-performing loan (NPL) ratio is 1,1%, with loan-loss coverage at 134,9%. In 2025, revenue grew 10% year-on-year while after-tax profit grew 18%.
This note is generated automatically from the stock's real financial data, for reference only — not investment advice.
Unit: VND billion. Growth (%) vs. previous period.
Unit: VND billion. Year-end values; current year uses latest session.
Unit: %. Bank capital-adequacy proxy (VNDirect doesn't publish CAR, so Equity/Total Assets is used instead).
Unit: %. Group 3-5 loans over total outstanding loans, trailing 4 quarters.
Unit: %. Loan loss reserves over total NPLs, trailing 4 quarters.
Data aggregated from cafef.vn and VNDirect, for reference only, not investment advice.