StockNote
LPB
Loc Phat Joint Stock Commercial Bank (LPB) was established in 2008, one of the new high-performing banks in the Vietnamese banking sector. The bank was merged with Post Office Savings Service Company - VPSC (a subsidiary of VNPT), renamed Lien Viet Post Bank. The Bank has partnerships with national and international organizations such as: (i) national organizations Viettel, EVN, (ii) La Poste Group, World Bank Savings Institute, US Trade and Development Agency (USTDA), JP Morgan Chase, Wells Fargo and Industrial and Commercial Bank of China (ICBC). LPB has been listed on the Ho Chi Minh Stock Exchange (hose) since October 2020.
LPB currently has a market capitalization of roughly VND 161.313 billion, placing it in the large-cap group on the Vietnamese stock market. Its current P/E of 14,3x is 65% above its own 8-year average (8,6x), suggesting the stock is trading richer than its historical norm. P/B stands at 3,7x, 112% above its multi-year average of 1,8x. Return on equity (ROE) is at 25,2%, down from 25,9% the year before. On asset quality, the non-performing loan (NPL) ratio is 1,9%, with loan-loss coverage at 66,8%. In 2025, revenue grew 10% year-on-year while after-tax profit grew 18%.
This note is generated automatically from the stock's real financial data, for reference only — not investment advice.
Revenue & Profit
Unit: VND billion. Growth (%) vs. previous period.
Market Cap
Unit: VND billion. Year-end values; current year uses latest session.
Equity / Assets
Unit: %. Bank capital-adequacy proxy (VNDirect doesn't publish CAR, so Equity/Total Assets is used instead).
NPL Ratio
Unit: %. Group 3-5 loans over total outstanding loans, trailing 4 quarters.
NPL Coverage Ratio
Unit: %. Loan loss reserves over total NPLs, trailing 4 quarters.
Data aggregated from cafef.vn and VNDirect, for reference only, not investment advice.