StockNote
MSB
Vietnam Maritime Commercial Joint Stock Bank (MSB) was established in 1991 under Operation License No. 0001/NH-GP of the Governor of the State Bank of Vietnam. The Bank operates in the field of mobilization, credit extension and related financial services. In Vietnam, MSB was the first bank to apply for an international payment license and the first bank to apply LAN and WAN computer networks to shorten money transfer time. MSB officially traded on the Ho Chi Minh Stock Exchange (hose) from December 2020.
MSB currently has a market capitalization of roughly VND 49.296 billion, placing it in the large-cap group on the Vietnamese stock market. Its current P/E of 8,4x is 8% above its own 7-year average (7,8x), suggesting the stock is trading richer than its historical norm. P/B stands at 1,1x, 1% below its multi-year average of 1,1x. Return on equity (ROE) is at 14,4%. On asset quality, the non-performing loan (NPL) ratio is 2,7%, with loan-loss coverage at 51,6%. In 2025, revenue fell 1% year-on-year while after-tax profit grew 2%.
This note is generated automatically from the stock's real financial data, for reference only — not investment advice.
Revenue & Profit
Unit: VND billion. Growth (%) vs. previous period.
Market Cap
Unit: VND billion. Year-end values; current year uses latest session.
Equity / Assets
Unit: %. Bank capital-adequacy proxy (VNDirect doesn't publish CAR, so Equity/Total Assets is used instead).
NPL Ratio
Unit: %. Group 3-5 loans over total outstanding loans, trailing 4 quarters.
NPL Coverage Ratio
Unit: %. Loan loss reserves over total NPLs, trailing 4 quarters.
Data aggregated from cafef.vn and VNDirect, for reference only, not investment advice.