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Saigon – Hanoi Commercial Joint Stock Bank (SHB), formerly Nong Nhon Nhon Ai Commercial Joint Stock Bank, was established in 1993. SHB's main business activities include raising capital, receiving capital, lending, joint venture capital, payment services. On October 11, 2021, SHB officially traded on the Ho Chi Minh City Stock Exchange (hose).
SHB currently has a market capitalization of roughly VND 57.391 billion, placing it in the large-cap group on the Vietnamese stock market. Its current P/E of 4,7x is 27% below its own 8-year average (6,5x), suggesting the stock is trading cheaper than its historical norm. P/B stands at 0,8x, 18% below its multi-year average of 0,9x. Return on equity (ROE) is at 17,6%, down from 18,9% the year before. On asset quality, the non-performing loan (NPL) ratio is 2,2%, with loan-loss coverage at 76,9%. In 2025, revenue grew 23% year-on-year while after-tax profit grew 28%.
This note is generated automatically from the stock's real financial data, for reference only — not investment advice.
Unit: VND billion. Growth (%) vs. previous period.
Unit: VND billion. Year-end values; current year uses latest session.
Unit: %. Bank capital-adequacy proxy (VNDirect doesn't publish CAR, so Equity/Total Assets is used instead).
Unit: %. Group 3-5 loans over total outstanding loans, trailing 4 quarters.
Unit: %. Loan loss reserves over total NPLs, trailing 4 quarters.
Data aggregated from cafef.vn and VNDirect, for reference only, not investment advice.