StockNote
VIB
Vietnam International Joint Stock Commercial Bank (VIB) was established in 1996. VIB operates mainly in the field of capital mobilization and credit lending. In addition, the Bank is involved in international settlement activities, foreign exchange trading, financial investment, risk management and capital preservation.
VIB currently has a market capitalization of roughly VND 48.167 billion, placing it in the large-cap group on the Vietnamese stock market. Its current P/E of 6,3x is 11% below its own 8-year average (7,2x), suggesting the stock is trading cheaper than its historical norm. P/B stands at 1x, 34% below its multi-year average of 1,6x. Return on equity (ROE) is at 16,6%. On asset quality, the non-performing loan (NPL) ratio is 2,9%, with loan-loss coverage at 43,1%. In 2025, revenue fell 3% year-on-year while after-tax profit grew 1%.
This note is generated automatically from the stock's real financial data, for reference only — not investment advice.
Revenue & Profit
Unit: VND billion. Growth (%) vs. previous period.
Market Cap
Unit: VND billion. Year-end values; current year uses latest session.
Equity / Assets
Unit: %. Bank capital-adequacy proxy (VNDirect doesn't publish CAR, so Equity/Total Assets is used instead).
NPL Ratio
Unit: %. Group 3-5 loans over total outstanding loans, trailing 4 quarters.
NPL Coverage Ratio
Unit: %. Loan loss reserves over total NPLs, trailing 4 quarters.
Data aggregated from cafef.vn and VNDirect, for reference only, not investment advice.